Q. How much can I borrow?

A. Every lender has their own criteria, in 99% of cases I will find a lender to lend you the money you need.

Q. I am self employed - what can I do?

A. Lenders are sympathetic to your needs & self certification is a potential option.

Q. I am a first time buyer with no deposit - what can I do?

A. I have a few lenders who will lend you 100%, please call me to discuss your requirements.

Q. I am heavily in debt with loans & credit cards, I am struggling to pay each month - what can I do?

A. Debt is not uncommon these days - I treat each case individually working to dramatically reduce your monthly out-goings to a more manageable amount.

Q. I have missed payments or have a County Court Judgment so I can`t get a mortgage - how can you help me?

A. Today's pace of life now means this is becoming more and more common, however I have numerous lenders who take into account your individual circumstances.

Q. I have Early Repayment Charges with my existing mortgage lender but need some more money - what can I do?

A. I have numerous routes to ensure you will not have to pay House Penalties, call me to discuss your requirements.

‘Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. When consolidating debts the new re-mortgage may have a longer repayment term and therefore increase the total amount payable.’

The overall cost for comparison for adverse credit is 7.7% APR for self-cert mortgages the typical APR is 7.2%. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.